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Thursday, Jan 29, 2026

President Trump Highlights ‘Trump Accounts’ Initiative to Bolster Child Investment and Financial Security

Trump delivers remarks in Washington on the new federally backed ‘Trump Accounts’ savings programme for American children
President Donald Trump delivered remarks in Washington, D.C., on the launch and expansion of “Trump Accounts,” a new government-sponsored child investment programme designed to give American children a financial head start.

Speaking to a gathering of business leaders, public figures and supporters, Mr. Trump outlined the core features of the initiative and underscored its role in fostering long-term savings and wealth creation among families across the United States.

Under the programme, which was authorised as part of the One Big Beautiful Bill tax and spending package passed last year, the federal government will seed a new investment account with a one-time contribution of one thousand dollars for every child born between January 1, 2025, and December 31, 2028. These “Trump Accounts” operate like individual retirement accounts for children, allowing contributions from parents, families, employers and philanthropists up to an annual cap to be invested in broad stock-market indices until the account holder turns eighteen, when funds can be accessed under traditional rules.

The initiative’s advocates say that by encouraging early investment and financial literacy, the accounts can help narrow wealth gaps and support future economic mobility.

At the event, Mr. Trump praised the programme’s backing by major corporate and individual donors, including Michael and Susan Dell, who collectively pledged more than six billion dollars toward contributions, and noted that other partners such as financial institutions will integrate Trump Accounts into employee benefit platforms.

He highlighted the broad support as evidence of the initiative’s appeal and potential impact.

High-profile contributors, including artist Nicki Minaj, also committed personal funds to support the programme, with Minaj describing her donation as part of a wider effort to give children “the true meaning of paying it forward.” 

Mr. Trump’s remarks emphasised the administration’s belief that the Trump Accounts can serve as a transformative economic policy by making every American a stakeholder in the nation’s financial future.

He framed the programme as a positive step toward strengthening families’ financial foundations and encouraging long-term investment habits from an early age.

With administrative and philanthropic support continuing to grow, the rollout of Trump Accounts is set to begin in earnest later this year, with parents and guardians able to establish and contribute to the accounts ahead of their scheduled launch date in mid-2026. 
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